Welcome Gift

New Year New Goals for your home & business

Apply for an loan on us to received your chosen welcome gift when you get approved and claim your loan up to PHP5,000 G-Cash and Grab pay wallet

✓ Valid for New Customers only 
✓ Minimum loan amount PHP200,000
✓ Application should be made on the Credit Wise official Facebook page and not through other channels 


Promo runs until May 30,2022

Comments

Post a Comment

Popular posts from this blog

LIST OF ACCEPTED ID'S FOR LOAN APPLICATION

Image
Primary Government Issued I'd  -Passport -Driver’s License -Professional ID (PRC) -Voter’s ID -GSIS E-Card -SSS ID -Senior Citizen ID -Immigration ID -Unified Multi Purpose ID (UMID) -National ID -Integrated Bar ID -NEW Postal ID Secondary ID  -Tin ID  -Philhealth ID -Company ID -NBI Clearance -Police Clearance -School ID
Read more

What is Credit Score?

Image
What Is a Credit Score? A credit score is a number between 300–850 that depicts a consumer's creditworthiness. The higher the score, the better a borrower looks to potential lenders. A credit score is based on credit history number of open accounts, total levels of debt, and repayment history, and other factors. Lenders use credit scores to evaluate the probability that an individual will repay loans in a timely manner. KEY TAKEAWAYS A credit score plays a key role in a lender's decision to offer credit. The FICO scoring system is used by many financial institutions. Factors considered in credit scoring include repayment history, types of loans, length of credit history, and an individual's total debt. One metric used in calculating a credit score is credit utilization or the percentage of available credit currently being used.  It is not always advisable to close a credit account that is not being used since doing so can lower a person's credit score. How C
Read more

FAQ's LOAN APPLICATION & LOAN REQUIREMENTS

Image
FAQs LOAN APPLICATION  Q1-What are the eligible criteria to apply for a Personal Loan? Eligibility criteria to be eligible for a Personal Loan: 1) Individuals only 2) Applicant must be at least 21 years old; at most must be no older than 65 upon loan maturity 3) Applicant must be a Philippine citizen and a non-US person 4) Applicant must have a Philippine mailing address and active Philippine mobile number 5) Applicant must have a minimum basic  monthly income of PHP18,000 Bpo PHP25,000 6) Applicant, if employed, must be tenured for at least 6 months, and 2 year of continuous employment (BPO 3 years continus employment)unless employed in the top 15,000 corporations 7) Applicant, if self-employed, must be operating for at least 2year Q2-What are the acceptable income documents for submission? If you are EMPLOYED, you may upload/provide ALL  of the following: Government I’d  Company I’d  2-months payslip Certificate of Employment or ITR If you are SELF-EMPLOYED, you have to upload/provid
Read more